At Silverton, we recognize that home loans are as diverse as the people who seek them. That is why we offer a variety of mortgage products tailored to meet the unique needs of our customers. When you’re ready to take the leap into homeownership, we will work closely with you to help you find the right program to fit your specific circumstance. Here are just a few non-traditional mortgage options that may be right for you:
BANK STATEMENT LOAN PROGRAM
Our Bank Statement Loan program is a one-stop-shop for self-employed borrowers. This program allows you to qualify for a mortgage simply by using 12 months of bank statements to verify your income. We also offer jumbo financing for loans up to $3.5 million with no tax returns required. No W2s, no paystubs, just one year of bank statements are needed to get you on the path of becoming a homeowner.
DOCTOR LOAN PROGRAM
As a busy medical professional, we understand that you have a lot going on. The Doctor Loan program, available for eligible medical doctors, allows borrowers to put as little as 0% down for their home loan. In addition, student loan debt is typically excluded from your debt-to-income (DTI) calculation. You take care of us; let us take care of you.
100% FINANCING PROGRAM
This non-conforming adjustable-rate mortgage (ARM) allows borrowers of any profession to purchase a home for as little as 0% down. Mortgage insurance is required but is typically offered at a significantly reduced coverage level.
Are you ready to discover what a stress-free mortgage experience looks like? Let us help you through the entire loan process, from application to closing, managing all aspects in-house. This way, loans close faster, and you know what is going on every step of the way. Want to learn more? Visit silvertonmortgage.com.
